Privacy Act of 1974; System of Records

In accordance with the Privacy Act of 1974, as amended, the Federal Deposit Insurance Corporation (FDIC) is modifying an existing system of records titled FDIC-005, "Consumer Complaint and Inquiry Records." This system of records supports the FDIC's regulatory and supervisory functions. It permits the FDIC to receive, investigate, and respond to complaints and inquiries from individuals concerning the activities or practices of the FDIC; FDIC-insured depository institutions; and persons/entities engaged in misuses of the FDIC's name or logo or misrepresentations about deposit insurance. The system helps the FDIC and other FDIC stakeholders to scope examinations and take appropriate supervisory actions. The FDIC is updating this system of records to rename it as FDIC-005, "Consumer Complaint and Public Inquiry Records," to modify several sections of this notice, and to seek public comment on four proposed routine uses. Additionally, this notice includes non-substantive changes to simplify the formatting and text of the previously published notice and improve consistency across FDIC system of records notices.