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Amends the Illinois Insurance Code. Defines terms. Provides that "insurer" means a company, firm, partnership, association, order, society, or system that is obligated to pay at least part of the cost of repairing the exterior of an insured's motor vehicle under an insurance policy issued by the company, firm, partnership, association, order, society, or system. Provides that an insurer may not direct a body shop to repair an insured's motor vehicle until the insurer or its agent has given the insured written notice that meets certain requirements. Sets forth requirements for the content of the written notice. Provides that an insurer or its agent shall give an insured an opportunity to indicate in writing the type of body parts that the insured approves for use in the repair of the insured's motor vehicle. Provides that an insurer who violates certain requirements commits an improper claims practice. Provides that the requirements of the amendatory provisions apply only for 5 years after the model year of the applicable motor vehicle. Provides that the requirements of the amendatory provisions may be fulfilled on behalf of an insurer by the body shop that is directed by the insurer to repair the applicable motor vehicle. Makes a conforming change.
Introduced
Feb 5, 2026
Last Action
Mar 13, 2026
Session
IL 104th
Sponsors
1 primary · 0 co
Rule 2-10 Committee Deadline Established As March 27, 2026
Assigned to Insurance
Filed with Secretary by Sen. Chapin Rose
First Reading
Referred to Assignments
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Rule 2-10 Committee Deadline Established As March 27, 2026